Planters Bank, Inc.
Hopkinsville, KY · Cert 34254 · Peer group: banks $1B-$10B in assets (n=322-328) · Planters Financial Group Inc.
State charter, non-member · FDIC · 13 branches
Q2 2026
$2.0BAssets
$1.5BLoans
$1.7BDeposits
$231.6MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 87% of banks $1B-$10B in assets (rank 44 of 322).
- Widest gap: net interest margin trails 73% of banks $1B-$10B in assets (rank 239 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.27%
Rank 146 of 328
Net Interest Margin
3.08%
Rank 239 of 328
Efficiency Ratio
51.14%
Rank 79 of 328
Equity / Assets
11.81%
Rank 90 of 328
Non-interest income vs. expense
Unfavorable gap of $27.0M · efficiency ratio beats 76% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.27% | 0.91% | 1.22% | 1.52% | Beats 55% | 146 / 328 | | |
| Return on Equity | 10.78% | 8.43% | 11.45% | 14.43% | Beats 44% | 184 / 328 | | |
| Net Interest Margin | 3.08% | 3.03% | 3.45% | 3.83% | Beats 27% | 239 / 328 | | |
| Efficiency Ratio | 51.14% | 51.61% | 59.56% | 67.53% | Beats 76% | 79 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.24% | 0.51% | 1.03% | Beats 87% | 44 / 322 | | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.03% | 0.10% | Beats 82% | 58 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 15.01% | 11.75% | 13.15% | 15.47% | Beats 71% | 94 / 328 | | |
| Total Risk-Based Capital Ratio | 16.26% | 12.63% | 14.15% | 16.46% | Beats 74% | 86 / 328 | | |
| Equity / Assets | 11.81% | 9.15% | 10.33% | 12.01% | Beats 73% | 90 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.90% | 76.63% | 87.92% | 95.36% | 45th pctl | 177 / 323 | | |
| Loans / Assets | 75.11% | 65.18% | 74.15% | 79.98% | 55th pctl | 149 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |