Wolf River Community Bank
Hortonville, WI · Cert 34240 · Peer group: banks under $1B in assets in WI (n=110-113) · Wolf River Bcorp Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$385.8MAssets
$318.8MLoans
$297.6MDeposits
$46.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in WI (rank 37 of 110).
- Widest gap: total risk-based capital ratio trails 65% of banks under $1B in assets in WI (rank 74 of 113).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.84%
Rank 15 of 113
Net Interest Margin
4.49%
Rank 8 of 113
Efficiency Ratio
48.99%
Rank 22 of 113
Equity / Assets
11.96%
Rank 40 of 113
Non-interest income vs. expense
Unfavorable gap of $7.5M · efficiency ratio beats 81% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.85% | 1.17% | 1.51% | Beats 87% | 15 / 113 | | |
| Return on Equity | 15.40% | 7.70% | 10.77% | 13.67% | Beats 87% | 15 / 113 | | |
| Net Interest Margin | 4.49% | 3.19% | 3.59% | 3.89% | Beats 93% | 8 / 113 | | |
| Efficiency Ratio | 48.99% | 54.61% | 62.43% | 71.88% | Beats 81% | 22 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.05% | 0.03% | 0.24% | 0.91% | Beats 70% | 34 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 12.42% | 11.22% | 12.95% | 15.76% | Beats 42% | 66 / 113 | | |
| Total Risk-Based Capital Ratio | 12.42% | 11.57% | 13.59% | 16.73% | Beats 35% | 74 / 113 | | |
| Equity / Assets | 11.96% | 9.17% | 10.74% | 13.13% | Beats 65% | 40 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 107.16% | 76.54% | 86.37% | 98.93% | 89th pctl | 12 / 112 | | |
| Loans / Assets | 82.65% | 63.07% | 71.33% | 78.84% | 81st pctl | 21 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |