Morgan Stanley Private Bank, National Association
Purchase, NY · Cert 34221 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=15) · Morgan Stanley
National charter · OCC · 1 affiliate bank · 1 branch (2 in holding)
Q2 2026
$250.4BAssets
$187.3BLoans
$211.7BDeposits
$16.9BEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 1 of 15).
- Widest gap: equity / assets trails 100% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 15 of 15).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.14%
Rank 5 of 15
Net Interest Margin
1.76%
Rank 12 of 15
Efficiency Ratio
24.96%
Rank 1 of 15
Equity / Assets
6.77%
Rank 15 of 15
Non-interest income vs. expense
Unfavorable gap of $0.6B · efficiency ratio beats 100% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.14% | 0.74% | 0.98% | 1.14% | Beats 67% | 5 / 15 | |
| Return on Equity | 16.78% | 5.21% | 8.81% | 10.53% | Beats 87% | 2 / 15 | |
| Net Interest Margin | 1.76% | 1.76% | 2.56% | 3.09% | Beats 20% | 12 / 15 | |
| Efficiency Ratio | 24.96% | 49.33% | 55.36% | 65.80% | Beats 100% | 1 / 15 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.39% | 0.66% | 0.92% | Beats 87% | 3 / 15 | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 80% | 4 / 15 | |
| Capital |
| Tier 1 Capital Ratio | 24.99% | 12.31% | 14.32% | 17.39% | Beats 87% | 2 / 15 | |
| Total Risk-Based Capital Ratio | 25.58% | 13.34% | 14.76% | 19.29% | Beats 87% | 2 / 15 | |
| Equity / Assets | 6.77% | 8.06% | 10.22% | 12.59% | Beats 0% | 15 / 15 | |
| Liquidity & Funding |
| Loans / Deposits | 88.47% | 52.62% | 85.61% | 96.57% | 53rd pctl | 7 / 15 | |
| Loans / Assets | 74.78% | 32.81% | 69.81% | 78.17% | 67th pctl | 5 / 15 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |