Atlantic City Police
Northfield, NJ · Charter 3420 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.1MAssets
$260KLoans
$1.6MShares
$443KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 89% of credit unions under $1B in assets (rank 177 of 1683).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets (rank 1438 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.34%
Rank 322 of 1,683
Net Interest Margin
3.74%
Rank 908 of 1,683
Efficiency Ratio
65.00%
Rank 296 of 1,682
Equity / Assets
21.25%
Rank 177 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.35% | 0.74% | 1.18% | Beats 81% | 322 / 1,683 | | |
| Return on Equity | 6.32% | 2.67% | 5.89% | 8.74% | Beats 54% | 766 / 1,681 | | |
| Net Interest Margin | 3.74% | 3.31% | 3.82% | 4.32% | Beats 46% | 908 / 1,683 | | |
| Efficiency Ratio | 65.00% | 68.91% | 78.20% | 86.93% | Beats 83% | 296 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.92% | 0.26% | 0.65% | 1.29% | Beats 15% | 1,438 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 21.25% | 10.44% | 12.89% | 16.53% | Beats 89% | 177 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 21.25% | 10.44% | 12.89% | 16.53% | Beats 89% | 177 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 15.88% | 52.61% | 69.38% | 83.50% | 1st pctl | 1,664 / 1,683 | | |
| Loans / Assets | 12.47% | 44.71% | 59.18% | 70.72% | 1st pctl | 1,662 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |