Bank of Star Valley, The
Afton, WY · Cert 34148 · Peer group: banks under $1B in assets (n=581-629) · Star Valley Bancshares Inc.
State charter, Fed member · FED · 3 branches
Q2 2026
$420.0MAssets
$229.4MLoans
$368.9MDeposits
$43.6MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of banks under $1B in assets (rank 30 of 629).
- Widest gap: net charge-offs / loans trails 56% of banks under $1B in assets (rank 324 of 581).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.11%
Rank 68 of 629
Net Interest Margin
4.09%
Rank 149 of 629
Efficiency Ratio
41.42%
Rank 30 of 629
Equity / Assets
10.39%
Rank 344 of 629
Non-interest income vs. expense
Unfavorable gap of $6.2M · efficiency ratio beats 95% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.11% | 0.60% | 1.01% | 1.45% | Beats 89% | 68 / 629 | |
| Return on Equity | 20.33% | 5.38% | 9.30% | 13.28% | Beats 94% | 39 / 629 | |
| Net Interest Margin | 4.09% | 3.03% | 3.54% | 4.05% | Beats 76% | 149 / 629 | |
| Efficiency Ratio | 41.42% | 58.35% | 67.79% | 79.08% | Beats 95% | 30 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.09% | 0.09% | 0.46% | 1.20% | Beats 75% | 145 / 581 | |
| Net Charge-Offs / Loans | 0.02% | n/a | 0.01% | 0.06% | Beats 44% | 324 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 17.57% | 11.24% | 13.84% | 18.77% | Beats 72% | 177 / 629 | |
| Total Risk-Based Capital Ratio | 18.79% | 11.58% | 14.43% | 19.66% | Beats 73% | 170 / 629 | |
| Equity / Assets | 10.39% | 9.09% | 10.65% | 13.80% | Beats 45% | 344 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 62.17% | 67.24% | 80.90% | 93.48% | 21st pctl | 471 / 594 | |
| Loans / Assets | 54.61% | 53.31% | 67.71% | 78.15% | 27th pctl | 462 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |