Brookfield, WI · Cert 34101
FDIC · 2 branches
Q3 2016
Market Position · Milwaukee-Waukesha-West Allis, WI · 2016 SOD (annual) · 0.4% share · #26 of 51 inst. · $0.2B of $64.7B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.10% | 3.70% | 3.99% | 4.42% | 5.02% | +193 bps | |
| Return on Equity | 25.33% | 29.03% | 29.84% | 31.66% | 34.71% | +937 bps | |
| Net Interest Margin | 5.49% | 6.22% | 6.34% | 5.61% | 6.07% | +58 bps | |
| Efficiency Ratio | 51.46% | 46.13% | 48.95% | 43.13% | 46.08% | -538 bps | |
| Non-Interest Burden | -0.38% | -1.44% | -1.13% | -3.12% | -2.87% | -248 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 9.51% | 7.15% | 8.73% | 5.01% | 6.85% | -266 bps | |
| Loan Growth (YoY) | 16.03% | 13.92% | 12.69% | 11.04% | 9.15% | -688 bps | |
| Deposit Growth (YoY) | 10.37% | 5.37% | 7.04% | 1.61% | 3.17% | -720 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | -0.19% | 1.91% | 0.03% | 1.74% | 2.24% | +244 bps | |
| Allowance / Loans | 2.59% | 2.50% | 2.68% | 2.61% | 2.22% | -37 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 12.26% | 12.35% | 13.14% | 13.35% | 14.03% | +177 bps | |
| Total Risk-Based Capital | 14.58% | 14.59% | 15.50% | 16.05% | 15.92% | +134 bps | |
| Equity / Assets | 12.51% | 12.99% | 13.73% | 14.17% | 14.78% | +226 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 101.84% | 104.42% | 103.19% | 104.35% | 107.75% | +591 bps | |
| Liquid Assets / Assets | 3.47% | 2.34% | 4.10% | 4.55% | 1.67% | -180 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |