PackageTrendsPeer
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Marquette Trust Company, National Association

Minneapolis, MN · Cert 34096

FDIC

Q4 2006

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2006, the quarter ended December 31, 2006, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Marquette Trust Company, National Association

Minneapolis, MN · Cert 34096

FDIC

Q4 2006

$6.1MAssets
n/aLoans
n/aDeposits
$5.9MEquity

NIM

0.31%Q4 ’041.22%Q4 ’050.17%Q4 ’06+297%-86%

Non-interest income vs. expense

43.70%Q4 ’0453.89%Q4 ’052.95%Q4 ’06-8%+72%

Executive Summary

  • Earnings: ROA of 0.80%, down 351 bps year over year; NIM at 0.17%.

Financial Results

Return on Assets (YTD, annualized)

0.80%-351 bps YoY

Net Interest Margin (YTD, annualized)

0.17%-106 bps YoY

Efficiency Ratio (YTD, annualized)

61.76%-3,087 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ4 2005Q1 2006Q2 2006Q3 2006Q4 2006YoY ΔTrend
Earnings
Return on Assets4.31%-3.64%8.74%14.17%0.80%-351 bps
Return on Equity4.37%-3.73%9.13%14.80%0.83%-354 bps
Net Interest Margin1.22%2.55%2.72%2.69%0.17%-106 bps
Efficiency Ratio92.63%103.62%94.01%90.49%61.76%-3,087 bps
Non-Interest Burden-3.06%6.28%-6.22%-11.55%-0.85%+221 bps
Growth
Asset Growth (YoY)7.19%1.97%14.34%18.79%56.03%+4,884 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capital274%267%194.86%192.02%353%+7,843 bps
Equity / Assets96.44%98.65%92.53%95.74%97.08%+64 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets59.33%61.83%56.02%53.65%36.53%-2,280 bps
CRE / Total Capitaln/an/an/an/an/an/an/a