Wilmington Trust, National Association
Wilmington, DE · Cert 34069 · Peer group: banks under $1B in assets (n=581-629) · M&T Bank Corp.
National charter · OCC · 1 affiliate bank · 41 branches (998 in holding)
Q2 2026
$772.1MAssets
$23.8MLoans
$4.9MDeposits
$681.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of banks under $1B in assets (rank 13 of 629).
- Widest gap: nonperforming loans / loans trails 99% of banks under $1B in assets (rank 576 of 581).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.77%
Rank 99 of 629
Net Interest Margin
0.27%
Rank 624 of 629
Efficiency Ratio
95.42%
Rank 574 of 629
Equity / Assets
88.23%
Rank 20 of 629
Non-interest income vs. expense
Favorable gap of $17.7M · efficiency ratio beats 9% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.77% | 0.60% | 1.01% | 1.45% | Beats 84% | 99 / 629 | |
| Return on Equity | 2.01% | 5.38% | 9.30% | 13.28% | Beats 12% | 553 / 629 | |
| Net Interest Margin | 0.27% | 3.03% | 3.54% | 4.05% | Beats 1% | 624 / 629 | |
| Efficiency Ratio | 95.42% | 58.35% | 67.79% | 79.08% | Beats 9% | 574 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.86% | 0.09% | 0.46% | 1.20% | Beats 1% | 576 / 581 | |
| Net Charge-Offs / Loans | 0.21% | n/a | 0.01% | 0.06% | Beats 8% | 533 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 274% | 11.24% | 13.84% | 18.77% | Beats 98% | 13 / 629 | |
| Total Risk-Based Capital Ratio | 275% | 11.58% | 14.43% | 19.66% | Beats 98% | 13 / 629 | |
| Equity / Assets | 88.23% | 9.09% | 10.65% | 13.80% | Beats 97% | 20 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 481% | 67.24% | 80.90% | 93.48% | 100th pctl | 1 / 594 | |
| Loans / Assets | 3.08% | 53.31% | 67.71% | 78.15% | 8th pctl | 580 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |