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Deutsche Bank Trust Company, National Association

New York, NY · Cert 34056

FDIC

Q2 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks under $1B in assets3

Basis

Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks under $1B in assets (n=629). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

95

Q2 2024Q2 2026peer median (50)

Asset Quality

No peer data yet

Profitability

71

Q2 2024Q2 2026peer median (50)

Liquidity

No peer data yet

Efficiency

64

Q2 2024Q2 2026peer median (50)

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Deutsche Bank Trust Company, National Association

New York, NY · Cert 34056

FDIC

Q2 2026

$170.7MAssets
$0KLoans
$0KDeposits
$156.2MEquity

NIM

3.59%Q2 ’244.68%Q2 ’254.12%Q2 ’26+30%-12%

Non-interest income vs. expense

17.71%Q2 ’2421.63%Q2 ’2517.33%Q2 ’26+68%-308%

Executive Summary

  • Earnings: ROA of 7.63%, up 299 bps year over year; NIM at 4.12%.
  • Capital: tier 1 leverage ratio of 93.32%, up 194 bps from a year ago.

Financial Results

Return on Assets (YTD, annualized)

7.63%+299 bps YoY

Net Interest Margin (YTD, annualized)

4.12%-56 bps YoY

Efficiency Ratio (YTD, annualized)

62.98%-1,485 bps YoY

Tier 1 Leverage Ratio

93.32%+194 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets4.64%5.69%8.59%7.77%7.63%+299 bps
Return on Equity5.11%6.24%9.45%8.52%8.36%+324 bps
Net Interest Margin4.68%4.60%4.31%4.11%4.12%-56 bps
Efficiency Ratio77.83%72.29%57.83%63.74%62.98%-1,485 bps
Non-Interest Burden-1.49%-2.93%-6.63%-6.14%-6.06%-458 bps
Growth
Asset Growth (YoY)6.08%2.51%3.59%2.73%2.33%-375 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio91.38%92.71%87.35%91.21%93.32%+194 bps
Total Risk-Based Capital91.38%92.71%87.35%91.21%93.32%+194 bps
Equity / Assets89.56%92.14%90.29%92.30%91.49%+193 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets87.12%91.65%95.71%95.86%95.80%+868 bps
CRE / Total Capitaln/a0.00%0.00%0.00%n/an/a

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Deutsche Bank Trust Company, National Association

New York, NY · Cert 34056 · Peer group: banks under $1B in assets (n=629)

FDIC

Q2 2026

$170.7MAssets
$0KLoans
$0KDeposits
$156.2MEquity

Executive Summary

  • Strongest standing: equity / assets outperforms 98% of banks under $1B in assets (rank 15 of 629).
  • Widest gap: return on equity trails 59% of banks under $1B in assets (rank 369 of 629).
  • Overall: at or above the peer median on 6 of 7 directional measures.

Return on Assets

7.49%

Rank 29 of 629

Net Interest Margin

4.12%

Rank 136 of 629

Efficiency Ratio

62.98%

Rank 227 of 629

Equity / Assets

91.49%

Rank 15 of 629

Non-interest income vs. expense

$39.1M$29.0MINCOMEEXPENSE
Favorable gap of $10.1M · efficiency ratio beats 64% of banks under $1B in assets
Bank 62.98%Peer median 67.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets7.49%0.60%1.01%1.45%Beats 95%29 / 629
Return on Equity8.19%5.38%9.30%13.28%Beats 41%369 / 629
Net Interest Margin4.12%3.03%3.54%4.05%Beats 78%136 / 629
Efficiency Ratio62.98%58.35%67.79%79.08%Beats 64%227 / 629
Asset Quality
Nonperforming Loans / Loansn/aNot reported for this institution
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio93.32%11.24%13.84%18.77%Beats 94%35 / 629
Total Risk-Based Capital Ratio93.32%11.58%14.43%19.66%Beats 94%35 / 629
Equity / Assets91.49%9.09%10.65%13.80%Beats 98%15 / 629
Liquidity & Funding
Loans / Depositsn/aNot reported for this institution
Loans / Assets0.00%53.31%67.71%78.15%0th pctl582 / 629
Brokered Deposits / Depositsn/aNot reported for this institution