PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

MCFC National Bank

Lenexa, KS · Cert 34026

FDIC

Q2 2001

$3.3MAssets
n/aLoans
$500KDeposits
$2.5MEquity
Deposit mix
0%Interest-bearing $0K100%Noninterest $500KQ3 1999Q2 2001

Executive Summary

  • Earnings: ROA of 13.45%, down 20,080 bps year over year; NIM at 0.87%.
  • Funding: loans stand at 0.00% of deposits as of Q2 2001.

Return on Assets (YTD, annualized)

13.45%-20,080 bps YoY

Net Interest Margin (YTD, annualized)

0.87%

Efficiency Ratio (YTD, annualized)

92.21%

Tier 1 Leverage Ratio

n/a
n/a

NIM

0.84%Q1 ’010.87%Q2 ’01+3%

Non-interest income vs. expense

591%Q1 ’01232%Q2 ’01+53%

Year to date, annualized, through each quarter.

MetricQ3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001YoY ΔTrend
Earnings
Return on Assets15.84%36.24%51.76%214%31.40%30.27%20.46%13.45%-20,080 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a0.84%0.87%n/a
Efficiency Ration/an/an/an/an/an/a93.58%92.21%n/a
Non-Interest Burdenn/an/an/an/an/an/a-39.73%-18.73%n/a
Growth
Asset Growth (YoY)-23.09%-9.25%-10.97%77.58%-1.43%2.03%1.11%-46.31%-12,389 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/a214%186.24%n/a
Equity / Assetsn/an/an/an/an/an/a81.12%75.94%n/a
Liquidity & Funding
Loans / Deposits0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%3.31%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a