PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

MCFC National Bank

Lenexa, KS · Cert 34026

FDIC

Q2 2001

$3.3MAssets
n/aLoans
$500KDeposits
$2.5MEquity
Deposit mix
0%Interest-bearing $0K100%Noninterest $500KQ2 2000Q2 2001

NIM

0.84%Q1 ’011.07%Q2 ’01+27%

Non-interest income vs. expense

591%Q1 ’01-5.89%Q2 ’01+85%

Executive Summary

  • Earnings: ROA of 6.97%, down 20,728 bps year over year; NIM at 1.07%.
  • Funding: loans stand at 0.00% of deposits as of Q2 2001.

Financial Results

Return on Assets (quarter, annualized)

6.97%-20,728 bps YoY

Net Interest Margin (quarter, annualized)

1.07%

Efficiency Ratio (quarter, annualized)

-550%

Tier 1 Leverage Ratio

n/a

Discrete quarter, annualized.

MetricQ2 2000Q3 2000Q4 2000Q1 2001Q2 2001YoY ΔTrend
Earnings
Return on Assets214%31.40%30.27%20.46%6.97%-20,728 bps
Return on Equityn/an/an/an/a8.89%n/an/a
Net Interest Marginn/an/an/a0.84%1.07%n/a
Efficiency Ration/an/an/a93.58%-550%n/a
Non-Interest Burdenn/an/an/a-39.73%-5.89%n/a
Growth
Asset Growth (YoY)77.58%-1.43%2.03%1.11%-46.31%-12,389 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)0.00%0.00%0.00%0.00%0.00%0 bps
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/a214%186.24%n/a
Equity / Assetsn/an/an/a81.12%75.94%n/a
Liquidity & Funding
Loans / Deposits0.00%0.00%0.00%0.00%0.00%0 bps
Liquid Assets / Assets0.00%0.00%0.00%3.31%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/a