Community Bank
Topeka, KS · Cert 34020 · Peer group: banks under $1B in assets (n=581-629) · Community Financial Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
$188.8MAssets
$145.7MLoans
$162.9MDeposits
$20.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: total risk-based capital ratio trails 76% of banks under $1B in assets (rank 478 of 629).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
2.11%
Rank 69 of 629
Net Interest Margin
4.53%
Rank 63 of 629
Efficiency Ratio
43.19%
Rank 37 of 629
Equity / Assets
11.04%
Rank 286 of 629
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 94% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.11% | 0.60% | 1.01% | 1.45% | Beats 89% | 69 / 629 | | |
| Return on Equity | 19.12% | 5.38% | 9.30% | 13.28% | Beats 92% | 50 / 629 | | |
| Net Interest Margin | 4.53% | 3.03% | 3.54% | 4.05% | Beats 90% | 63 / 629 | | |
| Efficiency Ratio | 43.19% | 58.35% | 67.79% | 79.08% | Beats 94% | 37 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.09% | 0.46% | 1.20% | Beats 64% | 208 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 11.49% | 11.24% | 13.84% | 18.77% | Beats 28% | 454 / 629 | | |
| Total Risk-Based Capital Ratio | 11.49% | 11.58% | 14.43% | 19.66% | Beats 24% | 478 / 629 | | |
| Equity / Assets | 11.04% | 9.09% | 10.65% | 13.80% | Beats 55% | 286 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.43% | 67.24% | 80.90% | 93.48% | 68th pctl | 193 / 594 | | |
| Loans / Assets | 77.17% | 53.31% | 67.71% | 78.15% | 72nd pctl | 173 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |