Old National Trust Company

Terre Haute, IN · Cert 34009

FDIC

Q2 2001

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Terre Haute, IN · Cert 34009

FDIC

Q2 2001

$5.0MAssets

n/aLoans

n/aDeposits

$3.1MEquity

Return on Assets (YTD, annualized)

5.70%-3,527 bps YoY

Net Interest Margin (YTD, annualized)

2.79%

Efficiency Ratio (YTD, annualized)

96.12%

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

Metric	Q2 2000	Q3 2000	Q4 2000	Q1 2001	Q2 2001	YoY Δ	Trend
Earnings
Return on Assets	40.97%	35.38%	53.09%	14.57%	5.70%	-3,527 bps
Return on Equity	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Interest Margin	n/a	n/a	n/a	2.96%	2.79%	n/a
Efficiency Ratio	n/a	n/a	n/a	90.28%	96.12%	n/a
Non-Interest Burden	n/a	n/a	n/a	-25.88%	-10.82%	n/a
Growth
Asset Growth (YoY)	-44.84%	-35.03%	22.53%	100.60%	93.87%	+13,872 bps
Loan Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Deposit Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Asset Quality
Nonperforming Loans / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance Coverage of NPLs	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Capital
Tier 1 Leverage Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Risk-Based Capital	n/a	n/a	n/a	161.34%	123.18%	n/a
Equity / Assets	n/a	n/a	n/a	67.78%	61.34%	n/a
Liquidity & Funding
Loans / Deposits	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquid Assets / Assets	0.00%	0.00%	0.00%	0.00%	0.00%	0 bps
CRE / Total Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a