Raymond James Bank
Saint Petersburg, FL · Cert 33893 · Peer group: banks over $10B in assets (n=142-144) · Raymond James Financial Inc.
State charter, Fed member · FED · 1 affiliate bank · 1 branch (3 in holding)
Q2 2026
$45.6BAssets
$37.2BLoans
$41.4BDeposits
$3.3BEquity
Executive Summary
- Strongest standing: return on equity outperforms 94% of banks over $10B in assets (rank 8 of 144).
- Widest gap: equity / assets trails 94% of banks over $10B in assets (rank 135 of 144).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.64%
Rank 28 of 144
Net Interest Margin
3.12%
Rank 87 of 144
Efficiency Ratio
35.38%
Rank 13 of 144
Equity / Assets
7.26%
Rank 135 of 144
Non-interest income vs. expense
Unfavorable gap of $471.1M · efficiency ratio beats 92% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.64% | 1.00% | 1.26% | 1.54% | Beats 81% | 28 / 144 | | |
| Return on Equity | 22.58% | 8.98% | 11.34% | 14.40% | Beats 94% | 8 / 144 | | |
| Net Interest Margin | 3.12% | 2.82% | 3.31% | 3.68% | Beats 40% | 87 / 144 | | |
| Efficiency Ratio | 35.38% | 49.42% | 56.02% | 62.41% | Beats 92% | 13 / 144 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.28% | 0.48% | 0.73% | 1.07% | Beats 88% | 18 / 142 | | |
| Net Charge-Offs / Loans | 0.02% | 0.05% | 0.11% | 0.22% | Beats 87% | 19 / 142 | | |
| Capital |
| Tier 1 Capital Ratio | 15.13% | 12.07% | 12.98% | 14.92% | Beats 78% | 32 / 144 | | |
| Total Risk-Based Capital Ratio | 16.39% | 13.39% | 14.14% | 16.25% | Beats 76% | 35 / 144 | | |
| Equity / Assets | 7.26% | 9.69% | 11.39% | 12.96% | Beats 6% | 135 / 144 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.79% | 75.72% | 84.92% | 91.56% | 69th pctl | 44 / 143 | | |
| Loans / Assets | 81.50% | 59.83% | 69.07% | 74.80% | 93rd pctl | 10 / 144 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |