Las Vegas, NV · Cert 33863
FDIC
Q2 2013
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2012 | Q3 2012 | Q4 2012 | Q1 2013 | Q2 2013 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 155.84% | -0.14% | 0.24% | -0.34% | -0.34% | -15,618 bps | |
| Return on Equity | 204% | -0.16% | 0.27% | -0.39% | -0.47% | -20,423 bps | |
| Net Interest Margin | 0.21% | 0.58% | 0.03% | -0.63% | -0.57% | -77 bps | |
| Efficiency Ratio | 0.01% | 0.00% | 78.13% | n/a | n/a | n/a | |
| Non-Interest Burden | -199.70% | 0.00% | 0.02% | 0.03% | -0.04% | +19,967 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 40.24% | -33.27% | -29.37% | -79.45% | -84.94% | -12,518 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | -100.00% | -100.00% | -100.00% | -100.00% | n/a | n/a | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | 5602% | 3395% | 4974% | 0.00% | 0.00% | -560,224 bps | |
| Equity / Assets | 83.06% | 91.47% | 91.80% | 71.68% | 71.43% | -1,162 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | n/a | n/a | n/a | n/a | n/a | n/a | |
| Liquid Assets / Assets | 97.36% | 94.91% | 95.81% | 92.22% | 99.21% | +185 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |