National Bank of Indianapolis, The
Indianapolis, IN · Cert 33860 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · National Bk Inpolis Corp.
National charter · OCC · 13 branches
Q2 2026
$3.0BAssets
$2.1BLoans
$2.7BDeposits
$237.5MEquity
Executive Summary
- Strongest standing: return on equity outperforms 91% of banks $1B-$10B in assets operating in a single state (rank 23 of 258).
- Widest gap: equity / assets trails 94% of banks $1B-$10B in assets operating in a single state (rank 242 of 258).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.39%
Rank 88 of 258
Net Interest Margin
3.04%
Rank 207 of 258
Efficiency Ratio
56.87%
Rank 104 of 257
Equity / Assets
7.82%
Rank 242 of 258
Non-interest income vs. expense
Unfavorable gap of $39.3M · efficiency ratio beats 60% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.39% | 0.93% | 1.23% | 1.54% | Beats 66% | 88 / 258 | | |
| Return on Equity | 17.79% | 9.26% | 11.84% | 14.74% | Beats 91% | 23 / 258 | | |
| Net Interest Margin | 3.04% | 3.16% | 3.49% | 3.88% | Beats 20% | 207 / 258 | | |
| Efficiency Ratio | 56.87% | 51.71% | 60.30% | 69.65% | Beats 60% | 104 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.15% | 0.19% | 0.46% | 0.90% | Beats 79% | 57 / 258 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.02% | 0.07% | Beats 59% | 108 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 11.42% | 11.41% | 12.98% | 15.12% | Beats 25% | 193 / 258 | | |
| Total Risk-Based Capital Ratio | 12.47% | 12.10% | 13.91% | 16.08% | Beats 31% | 179 / 258 | | |
| Equity / Assets | 7.82% | 9.09% | 10.24% | 11.72% | Beats 6% | 242 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.36% | 73.24% | 86.34% | 95.95% | 38th pctl | 160 / 258 | | |
| Loans / Assets | 70.69% | 63.01% | 72.27% | 78.40% | 45th pctl | 143 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |