Brook Park, OH · Cert 33855
National charter · OCC · 1 branch
Q2 2026
Market Position · Cleveland, OH · 2026 SOD (annual) · 0.0% share · #34 of 35 inst. · $0.0B of $136.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 24.48% | 25.04% | 20.95% | 24.98% | 26.80% | 28.95% | 16.74% | 22.54% | -244 bps | |
| Return on Equity | 25.91% | 26.41% | 21.78% | 25.97% | 27.87% | 30.09% | 17.38% | 23.43% | -255 bps | |
| Net Interest Margin | -0.05% | -0.04% | -0.04% | -0.04% | -0.04% | -0.04% | -0.05% | -0.04% | 0 bps | |
| Efficiency Ratio | 79.39% | 78.94% | 81.14% | 78.18% | 76.93% | 75.33% | 84.32% | 80.06% | +188 bps | |
| Non-Interest Burden | -31.17% | -31.68% | -27.51% | -31.85% | -33.02% | -37.50% | -22.36% | -29.68% | +217 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.22% | -1.66% | -0.80% | 0.23% | 1.37% | 2.20% | 1.06% | -0.64% | -87 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Deposit Growth (YoY) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 92.95% | 91.81% | 100.39% | 96.74% | 91.36% | 96.34% | 101.32% | 98.26% | +152 bps | |
| Total Risk-Based Capital | 435% | 412% | 409% | 414% | 397% | 388% | 398% | 401% | -1,387 bps | |
| Equity / Assets | 96.26% | 96.21% | 96.12% | 96.17% | 96.13% | 96.32% | 96.25% | 96.04% | -13 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 97.33% | 95.82% | 95.63% | 96.00% | 94.73% | 93.75% | 94.62% | 94.84% | -115 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 0.00% | 0.00% | 0.00% | n/a | n/a | |