Priority Bank
Fayetteville, AR · Cert 33818 · Peer group: banks under $1B in assets (n=581-629) · Priority One Holding Co.
State savings bank · OCC · 3 branches
Q2 2026
$153.4MAssets
$116.7MLoans
$129.4MDeposits
$16.2MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 85% of banks under $1B in assets (rank 94 of 629).
- Widest gap: nonperforming loans / loans trails 94% of banks under $1B in assets (rank 549 of 581).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.29%
Rank 207 of 629
Net Interest Margin
4.33%
Rank 94 of 629
Efficiency Ratio
69.74%
Rank 348 of 629
Equity / Assets
10.54%
Rank 328 of 629
Non-interest income vs. expense
Unfavorable gap of $4.1M · efficiency ratio beats 45% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.60% | 1.01% | 1.45% | Beats 67% | 207 / 629 | | |
| Return on Equity | 12.24% | 5.38% | 9.30% | 13.28% | Beats 69% | 197 / 629 | | |
| Net Interest Margin | 4.33% | 3.03% | 3.54% | 4.05% | Beats 85% | 94 / 629 | | |
| Efficiency Ratio | 69.74% | 58.35% | 67.79% | 79.08% | Beats 45% | 348 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.37% | 0.09% | 0.46% | 1.20% | Beats 6% | 549 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 70% | 177 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 10.52% | 11.24% | 13.84% | 18.77% | Beats 16% | 528 / 629 | | |
| Total Risk-Based Capital Ratio | 10.52% | 11.58% | 14.43% | 19.66% | Beats 14% | 540 / 629 | | |
| Equity / Assets | 10.54% | 9.09% | 10.65% | 13.80% | Beats 48% | 328 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.15% | 67.24% | 80.90% | 93.48% | 70th pctl | 180 / 594 | | |
| Loans / Assets | 76.05% | 53.31% | 67.71% | 78.15% | 69th pctl | 194 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |