American National Bank-Fox Cities
Appleton, WI · Cert 33812 · Peer group: banks under $1B in assets in WI (n=110-113) · American National Bcorp Inc.
National charter · OCC · 1 branch
Q2 2026
$432.6MAssets
$334.1MLoans
$353.5MDeposits
$53.9MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in WI (rank 16 of 110).
- Widest gap: net interest margin trails 88% of banks under $1B in assets in WI (rank 100 of 113).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.98%
Rank 77 of 113
Net Interest Margin
2.91%
Rank 100 of 113
Efficiency Ratio
58.82%
Rank 44 of 113
Equity / Assets
12.45%
Rank 36 of 113
Non-interest income vs. expense
Unfavorable gap of $7.0M · efficiency ratio beats 62% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.98% | 0.85% | 1.17% | 1.51% | Beats 32% | 77 / 113 | | |
| Return on Equity | 7.87% | 7.70% | 10.77% | 13.67% | Beats 26% | 84 / 113 | | |
| Net Interest Margin | 2.91% | 3.19% | 3.59% | 3.89% | Beats 12% | 100 / 113 | | |
| Efficiency Ratio | 58.82% | 54.61% | 62.43% | 71.88% | Beats 62% | 44 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.03% | 0.24% | 0.91% | Beats 100% | 16 / 110 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.01% | Beats 100% | 37 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 13.59% | 11.22% | 12.95% | 15.76% | Beats 58% | 47 / 113 | | |
| Total Risk-Based Capital Ratio | 13.59% | 11.57% | 13.59% | 16.73% | Beats 50% | 57 / 113 | | |
| Equity / Assets | 12.45% | 9.17% | 10.74% | 13.13% | Beats 68% | 36 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.52% | 76.54% | 86.37% | 98.93% | 69th pctl | 35 / 112 | | |
| Loans / Assets | 77.23% | 63.07% | 71.33% | 78.84% | 67th pctl | 37 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |