Stifel Trust Company National Association
Saint Louis, MO · Cert 33785 · Peer group: banks under $1B in assets in the St. Louis, MO-IL area (n=40) · Stifel Financial Corp.
National charter · OCC · 3 affiliate banks · 2 branches (6 in holding)
Q2 2026
$911.0MAssets
$0KLoans
$850.4MDeposits
$53.1MEquity
Executive Summary
- Strongest standing: return on equity outperforms 98% of banks under $1B in assets in the St. Louis, MO-IL area (rank 1 of 40).
- Widest gap: equity / assets trails 97% of banks under $1B in assets in the St. Louis, MO-IL area (rank 39 of 40).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
3.37%
Rank 2 of 40
Net Interest Margin
4.09%
Rank 3 of 40
Efficiency Ratio
38.93%
Rank 2 of 40
Equity / Assets
5.83%
Rank 39 of 40
Non-interest income vs. expense
Favorable gap of $2.9M · efficiency ratio beats 97% of banks under $1B in assets in the St. Louis, MO-IL area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.37% | 0.64% | 1.04% | 1.26% | Beats 95% | 2 / 40 | |
| Return on Equity | 57.71% | 6.25% | 9.97% | 13.41% | Beats 98% | 1 / 40 | |
| Net Interest Margin | 4.09% | 3.09% | 3.22% | 3.62% | Beats 93% | 3 / 40 | |
| Efficiency Ratio | 38.93% | 57.08% | 64.37% | 75.86% | Beats 97% | 2 / 40 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 38.50% | 10.29% | 12.88% | 15.77% | Beats 95% | 2 / 40 | |
| Total Risk-Based Capital Ratio | 38.50% | 10.64% | 13.30% | 17.01% | Beats 95% | 2 / 40 | |
| Equity / Assets | 5.83% | 8.59% | 9.46% | 12.46% | Beats 3% | 39 / 40 | |
| Liquidity & Funding |
| Loans / Deposits | 0.00% | 66.12% | 79.48% | 94.60% | 0th pctl | 39 / 40 | |
| Loans / Assets | 0.00% | 54.69% | 68.52% | 77.46% | 0th pctl | 39 / 40 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |