Starion Bank
Bismarck, ND · Cert 33758 · Peer group: banks $1B-$10B in assets (n=322-328) · Starion Bcorp
State charter, non-member · FDIC · 16 branches
Q2 2026
$2.1BAssets
$1.3BLoans
$1.8BDeposits
$176.1MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 66% of banks $1B-$10B in assets (rank 113 of 328).
- Widest gap: equity / assets trails 90% of banks $1B-$10B in assets (rank 294 of 328).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.90%
Rank 251 of 328
Net Interest Margin
2.79%
Rank 283 of 328
Efficiency Ratio
65.39%
Rank 227 of 328
Equity / Assets
8.39%
Rank 294 of 328
Non-interest income vs. expense
Unfavorable gap of $34.0M · efficiency ratio beats 31% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.91% | 1.22% | 1.52% | Beats 23% | 251 / 328 | | |
| Return on Equity | 10.67% | 8.43% | 11.45% | 14.43% | Beats 43% | 187 / 328 | | |
| Net Interest Margin | 2.79% | 3.03% | 3.45% | 3.83% | Beats 14% | 283 / 328 | | |
| Efficiency Ratio | 65.39% | 51.61% | 59.56% | 67.53% | Beats 31% | 227 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.45% | 0.24% | 0.51% | 1.03% | Beats 16% | 271 / 322 | | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.03% | 0.10% | Beats 52% | 155 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 14.03% | 11.75% | 13.15% | 15.47% | Beats 63% | 122 / 328 | | |
| Total Risk-Based Capital Ratio | 15.29% | 12.63% | 14.15% | 16.46% | Beats 66% | 113 / 328 | | |
| Equity / Assets | 8.39% | 9.15% | 10.33% | 12.01% | Beats 10% | 294 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 70.47% | 76.63% | 87.92% | 95.36% | 15th pctl | 273 / 323 | | |
| Loans / Assets | 61.20% | 65.18% | 74.15% | 79.98% | 20th pctl | 264 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |