Preferred Bank
Los Angeles, CA · Cert 33539 · Peer group: banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=17-19)
State charter, non-member · FDIC · 16 branches
Q2 2026
$7.7BAssets
$6.3BLoans
$6.5BDeposits
$793.5MEquity
Executive Summary
- Strongest standing: return on assets outperforms 79% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 4 of 19).
- Widest gap: tier 1 capital ratio trails 89% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 17 of 19).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.67%
Rank 4 of 19
Net Interest Margin
3.52%
Rank 6 of 19
Efficiency Ratio
33.01%
Rank 5 of 19
Equity / Assets
10.26%
Rank 13 of 19
Non-interest income vs. expense
Unfavorable gap of $79.1M · efficiency ratio beats 79% of banks $1B-$10B in assets in the Los Angeles-Long Beach-Anaheim, CA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.67% | 1.10% | 1.26% | 1.57% | Beats 79% | 4 / 19 | | |
| Return on Equity | 16.30% | 8.62% | 11.28% | 14.70% | Beats 79% | 4 / 19 | | |
| Net Interest Margin | 3.52% | 3.07% | 3.30% | 3.62% | Beats 68% | 6 / 19 | | |
| Efficiency Ratio | 33.01% | 33.01% | 51.12% | 56.65% | Beats 79% | 5 / 19 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.57% | 0.37% | 0.80% | 1.55% | Beats 24% | 14 / 17 | | |
| Net Charge-Offs / Loans | 0.10% | 0.00% | 0.01% | 0.05% | Beats 18% | 15 / 17 | | |
| Capital |
| Tier 1 Capital Ratio | 11.06% | 12.10% | 14.67% | 23.92% | Beats 11% | 17 / 19 | | |
| Total Risk-Based Capital Ratio | 13.74% | 13.35% | 14.67% | 24.05% | Beats 32% | 13 / 19 | | |
| Equity / Assets | 10.26% | 9.84% | 11.18% | 14.01% | Beats 32% | 13 / 19 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.95% | 79.34% | 95.16% | 100.04% | 68th pctl | 6 / 19 | | |
| Loans / Assets | 81.22% | 69.86% | 77.55% | 83.04% | 63rd pctl | 7 / 19 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |