Today's Bank
Huntsville, AR · Cert 33470 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Mathias Bancshares Inc.
State charter, non-member · FDIC · 11 branches
Q2 2026
$351.0MAssets
$246.9MLoans
$294.6MDeposits
$27.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 56% of banks under $1B in assets operating in a single state (rank 331 of 743).
- Widest gap: equity / assets trails 88% of banks under $1B in assets operating in a single state (rank 658 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.59%
Rank 614 of 746
Net Interest Margin
3.53%
Rank 433 of 746
Efficiency Ratio
78.62%
Rank 599 of 746
Equity / Assets
7.80%
Rank 658 of 746
Non-interest income vs. expense
Unfavorable gap of $9.8M · efficiency ratio beats 20% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.72% | 1.06% | 1.45% | Beats 18% | 614 / 746 | |
| Return on Equity | 7.50% | 6.74% | 10.51% | 13.63% | Beats 30% | 521 / 746 | |
| Net Interest Margin | 3.53% | 3.17% | 3.68% | 4.16% | Beats 42% | 433 / 746 | |
| Efficiency Ratio | 78.62% | 55.74% | 64.58% | 75.47% | Beats 20% | 599 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.74% | 0.09% | 0.42% | 1.07% | Beats 35% | 482 / 743 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 56% | 331 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 13.81% | 11.55% | 13.75% | 17.60% | Beats 50% | 372 / 746 | |
| Total Risk-Based Capital Ratio | 15.06% | 11.71% | 14.33% | 18.43% | Beats 56% | 329 / 746 | |
| Equity / Assets | 7.80% | 8.90% | 10.51% | 13.06% | Beats 12% | 658 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 83.81% | 61.31% | 78.27% | 90.78% | 62nd pctl | 283 / 746 | |
| Loans / Assets | 70.34% | 53.60% | 66.97% | 76.08% | 58th pctl | 314 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |