Amcore Investment Group, N.A.

Rockford, IL · Cert 33453

FDIC

Q3 2008

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2

Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q3 2008, the quarter ended September 30, 2008, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Rockford, IL · Cert 33453

FDIC

Q3 2008

$12.1MAssets

n/aLoans

n/aDeposits

$8.8MEquity

Return on Assets (YTD, annualized)

-0.39%+290 bps YoY

Net Interest Margin (YTD, annualized)

1.85%-149 bps YoY

Efficiency Ratio (YTD, annualized)

98.87%-335 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

Metric	Q3 2007	Q4 2007	Q1 2008	Q2 2008	Q3 2008	YoY Δ	Trend
Earnings
Return on Assets	-3.29%	-1.77%	0.61%	-2.02%	-0.39%	+290 bps
Return on Equity	-4.99%	-2.66%	0.87%	-2.86%	-0.55%	+444 bps
Net Interest Margin	3.34%	3.37%	2.33%	1.99%	1.85%	-149 bps
Efficiency Ratio	102.22%	100.73%	99.16%	98.69%	98.87%	-335 bps
Non-Interest Burden	7.00%	4.60%	0.82%	2.81%	2.01%	-500 bps
Growth
Asset Growth (YoY)	-8.90%	-8.45%	-5.63%	-7.17%	-6.42%	+248 bps
Loan Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Deposit Growth (YoY)	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Asset Quality
Nonperforming Loans / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Net Charge-Offs / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance / Loans	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Allowance Coverage of NPLs	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Capital
Tier 1 Leverage Ratio	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Total Risk-Based Capital	124.70%	128.22%	148.25%	129.29%	132.40%	+770 bps
Equity / Assets	67.20%	68.31%	73.55%	70.15%	73.10%	+589 bps
Liquidity & Funding
Loans / Deposits	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Liquid Assets / Assets	52.90%	53.75%	58.02%	52.68%	54.41%	+151 bps
CRE / Total Capital	n/a	n/a	n/a	n/a	n/a	n/a	n/a