PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Buffalo Feed Mill Workers

Buffalo, NY · Charter 3345

Q4 1995

$415KAssets
$186KLoans
$321KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.01%.
  • Asset quality: problem loans at 2.94% of loans.
  • Funding: loans stand at 58.00% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

-0.01%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets1.13%0.03%0.86%-0.01%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans4.73%3.21%3.47%2.94%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.90%1.58%2.65%0.23%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares49.73%56.62%62.68%58.00%n/a
Liquid Assets / Assets43.09%47.15%47.32%49.53%n/a