PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Boonslick Bank

Boonville, MO · Cert 33422

FDIC

Q1 2001

$107.7MAssets
$66.3MLoans
$87.3MDeposits
$12.8MEquity
Deposit mix
95%Interest-bearing $83.1M5%Noninterest $4.3MQ2 1999Q1 2001

Executive Summary

  • Earnings: ROA of 0.87%, up 17 bps year over year; NIM at 3.68%.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY), with net charge-offs at 0.10%.
  • Funding: loans stand at 75.98% of deposits as of Q1 2001.

Return on Assets (YTD, annualized)

0.87%+17 bps YoY

Net Interest Margin (YTD, annualized)

3.68%
n/a

Efficiency Ratio (YTD, annualized)

67.80%
n/a

Tier 1 Leverage Ratio

n/a
n/a

NIM

Non-interest income vs. expense

Year to date, annualized, through each quarter.

MetricQ2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001YoY ΔTrend
Earnings
Return on Assets0.17%0.55%0.72%0.69%0.89%0.73%0.70%0.87%+17 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a3.68%n/an/a
Efficiency Ration/an/an/an/an/an/an/a67.80%n/an/a
Non-Interest Burdenn/an/an/an/an/an/an/a2.33%n/an/a
Growth
Asset Growth (YoY)8.73%-0.77%-6.72%-13.78%-17.71%-20.87%-17.74%-10.29%+349 bps
Loan Growth (YoY)10.11%0.38%-14.95%-26.70%-29.94%-29.14%-26.40%-17.29%+941 bps
Deposit Growth (YoY)8.51%-1.17%-7.82%-16.41%-21.72%-21.11%-17.97%-8.67%+773 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a0.10%n/an/a
Allowance / Loansn/an/an/an/an/an/an/a2.60%n/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/a18.88%n/an/a
Equity / Assetsn/an/an/an/an/an/an/a11.89%n/an/a
Liquidity & Funding
Loans / Deposits92.04%92.61%85.32%83.89%82.38%83.19%76.55%75.98%-791 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%1.86%+186 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a