Chicago, IL · Cert 33306 · Canadian Imperial Bk of Com
State charter, Fed member · FED · 8 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
90
Asset Quality
31
Profitability
43
Liquidity
96
Efficiency
90
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Chicago, IL · Cert 33306 · Canadian Imperial Bk of Com
State charter, Fed member · FED · 1 affiliate bank · 8 branches (24 in holding)
Q2 2026
Market Position · Chicago-Naperville-Elgin, IL-IN · 2026 SOD (annual) · 7.8% share · #3 of 147 inst. · $49.0B of $630.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.60% | 1.52% | 1.27% | 1.51% | 1.48% | 1.47% | 1.22% | 1.51% | 0 bps | |
| Return on Equity | 9.44% | 9.01% | 7.59% | 8.86% | 8.60% | 8.50% | 6.99% | 8.67% | -19 bps | |
| Net Interest Margin | 3.17% | 2.99% | 2.96% | 3.04% | 3.08% | 3.01% | 3.10% | 3.10% | +6 bps | |
| Efficiency Ratio | 32.10% | 34.03% | 35.95% | 35.51% | 36.96% | 37.10% | 36.35% | 36.69% | +118 bps | |
| Non-Interest Burden | 0.66% | 0.73% | 0.95% | 0.85% | 0.89% | 0.84% | 0.85% | 0.79% | -5 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 12.53% | 12.16% | 11.36% | 8.02% | 4.39% | 4.00% | 6.24% | 10.19% | +217 bps | |
| Loan Growth (YoY) | 5.12% | 8.70% | 8.32% | 7.68% | 7.16% | 9.68% | 11.41% | 14.61% | +694 bps | |
| Deposit Growth (YoY) | 12.66% | 12.50% | 11.98% | 8.68% | 3.05% | 2.85% | 4.31% | 8.15% | -53 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.31% | 1.59% | 2.03% | 1.70% | 1.55% | 1.43% | 1.49% | 1.35% | -35 bps | |
| Net Charge-Offs / Loans | 0.27% | 0.28% | 0.11% | 0.23% | 0.19% | 0.33% | 0.11% | 0.25% | +2 bps | |
| Allowance / Loans | 1.48% | 1.45% | 1.46% | 1.30% | 1.33% | 1.21% | 1.30% | 1.11% | -19 bps | |
| Allowance Coverage of NPLs | 1.1x | 0.9x | 0.7x | 0.8x | 0.9x | 0.8x | 0.9x | 0.8x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 13.30% | 12.80% | 13.30% | 13.77% | 14.05% | 13.92% | 14.01% | 14.34% | +57 bps | |
| Total Risk-Based Capital | 18.08% | 18.03% | 18.17% | 18.40% | 18.79% | 18.42% | 18.21% | 17.98% | -42 bps | |
| Equity / Assets | 16.93% | 16.46% | 16.93% | 17.70% | 17.77% | 17.47% | 17.40% | 17.42% | -29 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 75.65% | 73.40% | 75.75% | 79.41% | 78.66% | 78.28% | 80.91% | 84.15% | +475 bps | |
| Liquid Assets / Assets | 23.17% | 24.81% | 22.39% | 19.04% | 20.04% | 20.12% | 19.00% | 16.63% | -241 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 192.36% | 206% | 211% | n/a | n/a | |
Chicago, IL · Cert 33306 · Peer group: banks over $10B in assets (n=142-144) · Canadian Imperial Bk of Com
State charter, Fed member · FED · 1 affiliate bank · 8 branches (24 in holding)
Q2 2026
Return on Assets
1.48%
Rank 42 of 144
Net Interest Margin
3.10%
Rank 88 of 144
Efficiency Ratio
36.80%
Rank 16 of 144
Equity / Assets
17.42%
Rank 4 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.48% | 1.00% | 1.26% | 1.54% | Beats 71% | 42 / 144 | ||
| Return on Equity | 8.50% | 8.98% | 11.34% | 14.40% | Beats 19% | 116 / 144 | ||
| Net Interest Margin | 3.10% | 2.82% | 3.31% | 3.68% | Beats 39% | 88 / 144 | ||
| Efficiency Ratio | 36.80% | 49.42% | 56.02% | 62.41% | Beats 90% | 16 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.35% | 0.48% | 0.73% | 1.07% | Beats 18% | 117 / 142 | ||
| Net Charge-Offs / Loans | 0.13% | 0.05% | 0.11% | 0.22% | Beats 44% | 80 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 16.86% | 12.07% | 12.98% | 14.92% | Beats 86% | 20 / 144 | ||
| Total Risk-Based Capital Ratio | 17.98% | 13.39% | 14.14% | 16.25% | Beats 86% | 20 / 144 | ||
| Equity / Assets | 17.42% | 9.69% | 11.39% | 12.96% | Beats 97% | 4 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 84.15% | 75.72% | 84.92% | 91.56% | 45th pctl | 78 / 143 | ||
| Loans / Assets | 65.13% | 59.83% | 69.07% | 74.80% | 35th pctl | 93 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||