Springfield, VA · Charter 3323
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.02% | 0.19% | 0.09% | 0.32% | 0.28% | +26 bps | |
| Return on Equity | 0.17% | 1.53% | 0.74% | 2.66% | 2.23% | +206 bps | |
| Net Interest Margin | 3.69% | 3.79% | 3.79% | 4.01% | 4.03% | +34 bps | |
| Efficiency Ratio | 85.77% | 82.80% | 84.56% | 84.71% | 85.57% | -20 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.34% | -1.49% | -1.43% | 0.51% | -0.36% | -2 bps | |
| Loan Growth (YoY) | -3.78% | -0.03% | 1.18% | 5.60% | 4.80% | +858 bps | |
| Share Growth (YoY) | -0.70% | -1.98% | -2.01% | 0.38% | -0.58% | +12 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.09% | 1.42% | 2.00% | 0.87% | 0.74% | -35 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.38% | 12.72% | 12.60% | 12.18% | 12.55% | +17 bps | |
| Net Worth / Assets | 12.38% | 12.72% | 12.60% | 12.18% | 12.55% | +17 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.81% | 85.47% | 85.09% | 83.63% | 85.18% | +437 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |