PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Unifruitco New Orleans La

Kenner, LA · Charter 332

Q2 1997

$11KAssets
$0KLoans
$1KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.40%, down 396 bps year over year.
  • Funding: loans stand at 0.00% of shares as of Q2 1997.

Financial Results

Return on Assets (YTD, annualized)

-0.40%-396 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets3.56%3.06%2.64%2.67%-0.40%-396 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-9.66%-7.90%-95.65%n/a
Loan Growth (YoY)n/an/a-5.54%2.81%-100.00%n/a
Share Growth (YoY)n/an/a-11.94%-9.58%-99.64%n/a
Asset Quality
Delinquent Loans / Loans0.86%22.00%16.26%4.48%n/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans7.20%8.19%9.81%4.62%n/an/a
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares70.26%62.04%58.50%68.60%0.00%-7,026 bps
Liquid Assets / Assets46.66%50.43%52.86%45.05%0.00%-4,666 bps