Kenner, LA · Charter 332
Q2 1997
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 1997, the quarter ended June 30, 1997, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Kenner, LA · Charter 332
Q2 1997
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 2.06% | 2.33% | 3.56% | 3.06% | 2.64% | 2.67% | -0.40% | -396 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -9.66% | -7.90% | -95.65% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -5.54% | 2.81% | -100.00% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -11.94% | -9.58% | -99.64% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 19.59% | 14.68% | 0.86% | 22.00% | 16.26% | 4.48% | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 10.35% | 7.87% | 7.20% | 8.19% | 9.81% | 4.62% | n/a | n/a | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 54.53% | 60.33% | 70.26% | 62.04% | 58.50% | 68.60% | 0.00% | -7,026 bps | |
| Liquid Assets / Assets | 57.37% | 50.12% | 46.66% | 50.43% | 52.86% | 45.05% | 0.00% | -4,666 bps | |