PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Treasury Bank

Washington, DC · Cert 33143

FDIC

Q1 2009

$117.0BAssets
$78.1BLoans
$36.1BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 2.23%, up 340 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 216.37% of deposits as of Q1 2009.

Return on Assets (YTD, annualized)

2.23%+340 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 2007Q3 2007Q4 2007Q1 2008Q2 2008Q3 2008Q4 2008Q1 2009YoY ΔTrend
Earnings
Return on Assets1.05%0.23%0.08%-1.17%-2.58%0.66%0.59%2.23%+340 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)12.01%29.84%30.40%28.25%16.83%-6.75%-2.54%-3.61%-3,185 bps
Loan Growth (YoY)-5.30%2.74%5.73%21.00%14.93%-7.01%-7.51%-14.33%-3,533 bps
Deposit Growth (YoY)19.51%6.45%9.23%11.23%4.62%-7.27%-28.60%-43.82%-5,505 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits125.44%140.38%138.38%141.90%137.80%140.78%179.27%216%+7,447 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a