Mesquite, NV · Cert 32987
FDIC
Q1 2001
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2001, the quarter ended March 31, 2001, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Mesquite, NV · Cert 32987
FDIC
Q1 2001
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2000 | Q2 2000 | Q3 2000 | Q4 2000 | Q1 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.56% | 0.58% | -0.55% | -0.42% | 9.71% | +915 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | 3.01% | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | 8.23% | n/a | n/a |
| Non-Interest Burden | n/a | n/a | n/a | n/a | -32.41% | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | 41.65% | 0.16% | 1.54% | -46.85% | -80.49% | -12,214 bps | |
| Loan Growth (YoY) | 37.21% | -13.24% | -16.89% | -75.88% | -100.00% | -13,721 bps | |
| Deposit Growth (YoY) | 36.07% | -1.58% | -0.41% | -55.05% | -97.31% | -13,338 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | -200% | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | 0.00% | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | n/a | n/a | n/a | n/a | 165.94% | n/a | n/a |
| Equity / Assets | n/a | n/a | n/a | n/a | 82.95% | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 44.56% | 44.50% | 42.06% | 26.67% | 0.01% | -4,455 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.33% | +33 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |