New Orleans, LA · Cert 32974
State charter, non-member · FDIC · 24 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets (n=322 to 328). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
11
Profitability
64
Liquidity
89
Efficiency
13
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
New Orleans, LA · Cert 32974
State charter, non-member · FDIC · 24 branches
Q2 2026
Market Position · New Orleans-Metairie, LA · 2026 SOD (annual) · 6.0% share · #6 of 32 inst. · $2.2B of $36.0B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.54% | 0.23% | 1.18% | 1.30% | 1.23% | 1.15% | 0.91% | 1.11% | -19 bps | |
| Return on Equity | 6.55% | 2.81% | 14.63% | 16.00% | 14.89% | 13.84% | 10.64% | 13.02% | -298 bps | |
| Net Interest Margin | 6.64% | 6.60% | 6.50% | 6.55% | 6.61% | 6.61% | 6.56% | 6.65% | +10 bps | |
| Efficiency Ratio | 74.02% | 73.56% | 73.39% | 71.30% | 70.12% | 71.16% | 72.24% | 71.52% | +22 bps | |
| Non-Interest Burden | 4.75% | 4.69% | 4.68% | 4.50% | 4.46% | 4.55% | 4.58% | 4.59% | +9 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.22% | 7.68% | 6.42% | 5.97% | 5.77% | 7.69% | 8.66% | 9.11% | +314 bps | |
| Loan Growth (YoY) | 9.01% | 9.12% | 6.58% | 4.56% | 6.17% | 7.30% | 8.20% | 11.37% | +681 bps | |
| Deposit Growth (YoY) | 11.72% | 10.45% | 7.73% | 7.09% | 6.98% | 7.62% | 9.08% | 7.36% | +27 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 2.86% | 2.21% | 2.45% | 2.31% | 1.75% | 1.38% | 1.74% | 1.60% | -70 bps | |
| Net Charge-Offs / Loans | 0.82% | 1.63% | 0.29% | 0.38% | 0.58% | 0.83% | 0.57% | 0.42% | +4 bps | |
| Allowance / Loans | 2.16% | 2.02% | 2.03% | 1.97% | 2.04% | 1.82% | 1.91% | 1.83% | -13 bps | |
| Allowance Coverage of NPLs | 0.8x | 0.9x | 0.8x | 0.9x | 1.2x | 1.3x | 1.1x | 1.1x | +0.3x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.81% | 8.56% | 8.46% | 8.60% | 8.84% | 9.00% | 9.02% | 9.07% | +46 bps | |
| Total Risk-Based Capital | 12.90% | 11.62% | 11.63% | 11.76% | 13.08% | 13.41% | 13.47% | 13.10% | +134 bps | |
| Equity / Assets | 8.43% | 7.90% | 8.17% | 8.26% | 8.63% | 8.56% | 8.49% | 8.44% | +18 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 84.44% | 82.17% | 82.08% | 82.18% | 83.80% | 81.93% | 81.42% | 85.25% | +306 bps | |
| Liquid Assets / Assets | 2.67% | 4.39% | 3.62% | 3.56% | 2.50% | 5.20% | 5.44% | 2.84% | -72 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 270% | 279% | 274% | n/a | n/a | |
New Orleans, LA · Cert 32974 · Peer group: banks $1B-$10B in assets (n=322-328)
State charter, non-member · FDIC · 24 branches
Q2 2026
Return on Assets
1.07%
Rank 210 of 328
Net Interest Margin
6.65%
Rank 9 of 328
Efficiency Ratio
73.97%
Rank 287 of 328
Equity / Assets
8.44%
Rank 291 of 328
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.07% | 0.91% | 1.22% | 1.52% | Beats 36% | 210 / 328 | ||
| Return on Equity | 12.70% | 8.43% | 11.45% | 14.43% | Beats 59% | 133 / 328 | ||
| Net Interest Margin | 6.65% | 3.03% | 3.45% | 3.83% | Beats 97% | 9 / 328 | ||
| Efficiency Ratio | 73.97% | 51.61% | 59.56% | 67.53% | Beats 13% | 287 / 328 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.60% | 0.24% | 0.51% | 1.03% | Beats 14% | 279 / 322 | ||
| Net Charge-Offs / Loans | 0.38% | 0.01% | 0.03% | 0.10% | Beats 8% | 297 / 322 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.85% | 11.75% | 13.15% | 15.47% | Beats 27% | 239 / 328 | ||
| Total Risk-Based Capital Ratio | 13.10% | 12.63% | 14.15% | 16.46% | Beats 32% | 224 / 328 | ||
| Equity / Assets | 8.44% | 9.15% | 10.33% | 12.01% | Beats 11% | 291 / 328 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 85.25% | 76.63% | 87.92% | 95.36% | 43rd pctl | 183 / 323 | ||
| Loans / Assets | 73.19% | 65.18% | 74.15% | 79.98% | 46th pctl | 177 / 328 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||