Corte Madera, CA · Cert 32779 · Bank of Marin Bcorp
State charter, non-member · FDIC · 28 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating in a single state (n=257 to 258). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
59
Asset Quality
30
Profitability
35
Liquidity
0
Efficiency
45
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Corte Madera, CA · Cert 32779 · Bank of Marin Bcorp
State charter, non-member · FDIC · 28 branches
Q2 2026
Market Position · San Francisco-Oakland-Fremont, CA · 2026 SOD (annual) · 0.4% share · #19 of 69 inst. · $2.2B of $513.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.48% | -0.19% | 0.55% | -0.16% | 0.17% | -0.89% | 0.97% | 1.02% | +118 bps | |
| Return on Equity | -4.22% | -1.66% | 4.82% | -1.41% | 1.55% | -8.09% | 9.33% | 9.66% | +1,107 bps | |
| Net Interest Margin | 2.53% | 2.58% | 2.75% | 2.80% | 2.84% | 2.81% | 3.26% | 3.36% | +57 bps | |
| Efficiency Ratio | 78.77% | 74.67% | 74.13% | 72.71% | 70.57% | 66.51% | 62.32% | 60.95% | -1,176 bps | |
| Non-Interest Burden | 1.92% | 1.85% | 1.95% | 1.94% | 1.91% | 1.76% | 1.89% | 1.90% | -4 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.04% | -2.73% | 0.45% | 0.85% | 2.01% | 5.49% | 3.42% | 3.50% | +265 bps | |
| Loan Growth (YoY) | 0.15% | 0.46% | 0.90% | -0.42% | 0.01% | 1.80% | 2.03% | 1.32% | +174 bps | |
| Deposit Growth (YoY) | -3.84% | -2.06% | 0.46% | 1.21% | 2.57% | 6.83% | 4.56% | 3.62% | +240 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.91% | 1.63% | 1.59% | 1.57% | 1.51% | 1.27% | 0.41% | 0.40% | -116 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.16% | 0.08% | 0.06% | 0.04% | 1.37% | 0.70% | +61 bps | |
| Allowance / Loans | 1.47% | 1.47% | 1.44% | 1.44% | 1.43% | 1.42% | 1.08% | 1.07% | -37 bps | |
| Allowance Coverage of NPLs | 0.8x | 0.9x | 0.9x | 0.9x | 0.9x | 1.1x | 2.6x | 2.7x | +1.7x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.02% | 10.18% | 10.46% | 9.37% | 9.43% | 8.49% | 8.59% | 9.16% | -21 bps | |
| Total Risk-Based Capital | 15.82% | 16.13% | 16.45% | 15.00% | 15.11% | 13.90% | 14.09% | 14.61% | -39 bps | |
| Equity / Assets | 11.13% | 11.48% | 11.46% | 10.93% | 10.80% | 10.34% | 10.44% | 10.79% | -14 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 62.89% | 64.49% | 62.68% | 63.29% | 61.33% | 61.46% | 61.17% | 61.89% | -140 bps | |
| Liquid Assets / Assets | 28.41% | 26.38% | 27.43% | 27.14% | 25.87% | 5.01% | 5.08% | 6.35% | -2,079 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 451% | 501% | 487% | n/a | n/a | |
Corte Madera, CA · Cert 32779 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Bank of Marin Bcorp
State charter, non-member · FDIC · 28 branches
Q2 2026
Return on Assets
1.03%
Rank 171 of 258
Net Interest Margin
3.36%
Rank 150 of 258
Efficiency Ratio
61.52%
Rank 142 of 257
Equity / Assets
10.79%
Rank 105 of 258
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.03% | 0.93% | 1.23% | 1.54% | Beats 34% | 171 / 258 | ||
| Return on Equity | 9.51% | 9.26% | 11.84% | 14.74% | Beats 28% | 186 / 258 | ||
| Net Interest Margin | 3.36% | 3.16% | 3.49% | 3.88% | Beats 42% | 150 / 258 | ||
| Efficiency Ratio | 61.52% | 51.71% | 60.30% | 69.65% | Beats 45% | 142 / 257 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.40% | 0.19% | 0.46% | 0.90% | Beats 55% | 117 / 258 | ||
| Net Charge-Offs / Loans | 0.35% | 0.01% | 0.02% | 0.07% | Beats 5% | 245 / 258 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.69% | 11.41% | 12.98% | 15.12% | Beats 60% | 102 / 258 | ||
| Total Risk-Based Capital Ratio | 14.61% | 12.10% | 13.91% | 16.08% | Beats 59% | 107 / 258 | ||
| Equity / Assets | 10.79% | 9.09% | 10.24% | 11.72% | Beats 59% | 105 / 258 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 61.89% | 73.24% | 86.34% | 95.95% | 9th pctl | 235 / 258 | ||
| Loans / Assets | 54.48% | 63.01% | 72.27% | 78.40% | 10th pctl | 231 / 258 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||