Eastern Bank
Boston, MA · Cert 32773 · Peer group: banks over $10B in assets (n=142-144) · Eastern Bankshares Inc.
State charter, non-member · FDIC · 129 branches
Q2 2026
$31.1BAssets
$23.3BLoans
$26.1BDeposits
$4.0BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of banks over $10B in assets (rank 33 of 142).
- Widest gap: total risk-based capital ratio trails 84% of banks over $10B in assets (rank 121 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.12%
Rank 93 of 144
Net Interest Margin
3.33%
Rank 68 of 144
Efficiency Ratio
60.70%
Rank 104 of 144
Equity / Assets
13.00%
Rank 35 of 144
Non-interest income vs. expense
Unfavorable gap of $520.7M · efficiency ratio beats 28% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.12% | 1.00% | 1.26% | 1.54% | Beats 35% | 93 / 144 | |
| Return on Equity | 8.60% | 8.98% | 11.34% | 14.40% | Beats 22% | 112 / 144 | |
| Net Interest Margin | 3.33% | 2.82% | 3.31% | 3.68% | Beats 53% | 68 / 144 | |
| Efficiency Ratio | 60.70% | 49.42% | 56.02% | 62.41% | Beats 28% | 104 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.48% | 0.73% | 1.07% | Beats 77% | 33 / 142 | |
| Net Charge-Offs / Loans | 0.11% | 0.05% | 0.11% | 0.22% | Beats 51% | 71 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.07% | 12.07% | 12.98% | 14.92% | Beats 25% | 108 / 144 | |
| Total Risk-Based Capital Ratio | 13.07% | 13.39% | 14.14% | 16.25% | Beats 16% | 121 / 144 | |
| Equity / Assets | 13.00% | 9.69% | 11.39% | 12.96% | Beats 76% | 35 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 89.21% | 75.72% | 84.92% | 91.56% | 66th pctl | 49 / 143 | |
| Loans / Assets | 74.93% | 59.83% | 69.07% | 74.80% | 76th pctl | 35 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |