Jacksboro National Bank, The
Jacksboro, TX · Cert 3275 · Peer group: banks under $1B in assets in TX (n=208-211) · Jacksboro Natl Bancshares Inc.
National charter · OCC · 2 branches
Q2 2026
$283.2MAssets
$145.3MLoans
$256.0MDeposits
$23.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 77% of banks under $1B in assets in TX (rank 49 of 208).
- Widest gap: equity / assets trails 89% of banks under $1B in assets in TX (rank 188 of 211).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.17%
Rank 110 of 211
Net Interest Margin
3.61%
Rank 125 of 211
Efficiency Ratio
67.43%
Rank 131 of 211
Equity / Assets
8.37%
Rank 188 of 211
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 38% of banks under $1B in assets in TX | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.87% | 1.20% | 1.65% | Beats 48% | 110 / 211 | | |
| Return on Equity | 14.01% | 7.52% | 11.67% | 14.58% | Beats 71% | 61 / 211 | | |
| Net Interest Margin | 3.61% | 3.28% | 3.82% | 4.31% | Beats 41% | 125 / 211 | | |
| Efficiency Ratio | 67.43% | 53.01% | 64.18% | 73.65% | Beats 38% | 131 / 211 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.01% | 0.30% | 1.10% | Beats 77% | 49 / 208 | | |
| Net Charge-Offs / Loans | 0.03% | 0.00% | 0.01% | 0.06% | Beats 38% | 129 / 208 | | |
| Capital |
| Tier 1 Capital Ratio | 20.02% | 11.72% | 14.45% | 19.57% | Beats 76% | 50 / 211 | | |
| Total Risk-Based Capital Ratio | 21.27% | 11.94% | 14.78% | 20.30% | Beats 77% | 48 / 211 | | |
| Equity / Assets | 8.37% | 9.41% | 11.06% | 12.94% | Beats 11% | 188 / 211 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.75% | 45.39% | 66.56% | 82.03% | 34th pctl | 138 / 208 | | |
| Loans / Assets | 51.32% | 39.13% | 56.90% | 70.46% | 36th pctl | 135 / 211 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |