PackageTrendsPeer
Letter portraitLegal landscape

Use Gold Coast

Goleta, CA · Charter 326

Q2 1995

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 1995, the quarter ended June 30, 1995, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Use Gold Coast

Goleta, CA · Charter 326

Q2 1995

$11.1MAssets
$4.4MLoans
$9.8MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 3.81%.
  • Asset quality: problem loans at 0.23% of loans.
  • Funding: loans stand at 45.41% of shares as of Q2 1995.

Return on Assets (YTD, annualized)

3.81%

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.41%3.51%3.81%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.15%0.77%0.23%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.93%0.83%0.94%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares35.65%40.95%45.41%n/a
Liquid Assets / Assets50.68%48.12%36.43%n/a