Grandview, TX · Cert 3230 · D2 Alliances LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.1% share · #66 of 166 inst. · $0.6B of $732.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.88% | 2.66% | 1.95% | 2.06% | 2.09% | 2.15% | 2.49% | 2.44% | +38 bps | |
| Return on Equity | 35.86% | 32.12% | 20.89% | 21.45% | 21.47% | 21.39% | 21.97% | 21.28% | -17 bps | |
| Net Interest Margin | 4.30% | 4.30% | 4.44% | 4.41% | 4.41% | 4.48% | 4.93% | 4.92% | +51 bps | |
| Efficiency Ratio | 33.40% | 35.16% | 42.33% | 42.19% | 41.06% | 40.44% | 38.23% | 38.32% | -387 bps | |
| Non-Interest Burden | 0.62% | 0.88% | 1.74% | 1.73% | 1.67% | 1.67% | 1.68% | 1.72% | -1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 23.50% | 7.26% | 11.70% | 5.53% | 9.77% | 4.89% | 3.49% | 7.71% | +218 bps | |
| Loan Growth (YoY) | 33.27% | 16.91% | 21.39% | 18.28% | 19.46% | 17.42% | 10.31% | 9.09% | -919 bps | |
| Deposit Growth (YoY) | 21.67% | 4.86% | 9.83% | 4.42% | 9.63% | 3.79% | 2.34% | 5.66% | +125 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.02% | 0.02% | 0.05% | 0.04% | 0.18% | 0.17% | 0.13% | 0.12% | +8 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.02% | 0.04% | 0.08% | 0.08% | 0.07% | 0.01% | 0.02% | -5 bps | |
| Allowance / Loans | 1.28% | 1.28% | 1.24% | 1.24% | 1.22% | 1.21% | 1.24% | 1.29% | +5 bps | |
| Allowance Coverage of NPLs | 71.7x | 78.3x | 27.4x | 30.4x | 6.7x | 7.1x | 9.7x | 10.5x | -19.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.41% | 9.81% | 10.14% | 10.36% | 10.65% | 11.15% | 11.89% | 12.35% | +199 bps | |
| Total Risk-Based Capital | 17.24% | 17.31% | 18.51% | 18.41% | 18.80% | 18.56% | 19.52% | 20.26% | +185 bps | |
| Equity / Assets | 8.99% | 9.19% | 9.50% | 10.07% | 10.17% | 11.17% | 11.54% | 11.71% | +164 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 73.97% | 77.40% | 82.22% | 82.48% | 80.60% | 87.56% | 88.63% | 85.16% | +268 bps | |
| Liquid Assets / Assets | 20.42% | 17.33% | 14.10% | 13.73% | 16.88% | 11.01% | 10.83% | 14.18% | +45 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 318% | 299% | 296% | n/a | n/a | |