Grandview, TX · Cert 3230 · D2 Alliances LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
73
Asset Quality
50
Profitability
94
Liquidity
96
Efficiency
96
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Grandview, TX · Cert 3230 · D2 Alliances LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
Market Position · Dallas-Fort Worth-Arlington, TX · 2026 SOD (annual) · 0.1% share · #66 of 166 inst. · $0.6B of $732.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.88% | 2.66% | 1.95% | 2.06% | 2.09% | 2.15% | 2.49% | 2.44% | +38 bps | |
| Return on Equity | 35.86% | 32.12% | 20.89% | 21.45% | 21.47% | 21.39% | 21.97% | 21.28% | -17 bps | |
| Net Interest Margin | 4.30% | 4.30% | 4.44% | 4.41% | 4.41% | 4.48% | 4.93% | 4.92% | +51 bps | |
| Efficiency Ratio | 33.40% | 35.16% | 42.33% | 42.19% | 41.06% | 40.44% | 38.23% | 38.32% | -387 bps | |
| Non-Interest Burden | 0.62% | 0.88% | 1.74% | 1.73% | 1.67% | 1.67% | 1.68% | 1.72% | -1 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 23.50% | 7.26% | 11.70% | 5.53% | 9.77% | 4.89% | 3.49% | 7.71% | +218 bps | |
| Loan Growth (YoY) | 33.27% | 16.91% | 21.39% | 18.28% | 19.46% | 17.42% | 10.31% | 9.09% | -919 bps | |
| Deposit Growth (YoY) | 21.67% | 4.86% | 9.83% | 4.42% | 9.63% | 3.79% | 2.34% | 5.66% | +125 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.02% | 0.02% | 0.05% | 0.04% | 0.18% | 0.17% | 0.13% | 0.12% | +8 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.02% | 0.04% | 0.08% | 0.08% | 0.07% | 0.01% | 0.02% | -5 bps | |
| Allowance / Loans | 1.28% | 1.28% | 1.24% | 1.24% | 1.22% | 1.21% | 1.24% | 1.29% | +5 bps | |
| Allowance Coverage of NPLs | 71.7x | 78.3x | 27.4x | 30.4x | 6.7x | 7.1x | 9.7x | 10.5x | -19.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.41% | 9.81% | 10.14% | 10.36% | 10.65% | 11.15% | 11.89% | 12.35% | +199 bps | |
| Total Risk-Based Capital | 17.24% | 17.31% | 18.51% | 18.41% | 18.80% | 18.56% | 19.52% | 20.26% | +185 bps | |
| Equity / Assets | 8.99% | 9.19% | 9.50% | 10.07% | 10.17% | 11.17% | 11.54% | 11.71% | +164 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 73.97% | 77.40% | 82.22% | 82.48% | 80.60% | 87.56% | 88.63% | 85.16% | +268 bps | |
| Liquid Assets / Assets | 20.42% | 17.33% | 14.10% | 13.73% | 16.88% | 11.01% | 10.83% | 14.18% | +45 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 318% | 299% | 296% | n/a | n/a | |
Grandview, TX · Cert 3230 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · D2 Alliances LLC
State charter, non-member · FDIC · 6 branches
Q2 2026
Return on Assets
2.37%
Rank 1 of 28
Net Interest Margin
4.92%
Rank 3 of 28
Efficiency Ratio
38.32%
Rank 2 of 28
Equity / Assets
11.71%
Rank 11 of 28
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.37% | 1.12% | 1.22% | 1.47% | Beats 96% | 1 / 28 | ||
| Return on Equity | 20.23% | 8.64% | 12.47% | 13.41% | Beats 96% | 1 / 28 | ||
| Net Interest Margin | 4.92% | 3.77% | 4.06% | 4.51% | Beats 89% | 3 / 28 | ||
| Efficiency Ratio | 38.32% | 57.39% | 61.94% | 66.78% | Beats 96% | 2 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.12% | n/a | 0.28% | 1.06% | Beats 57% | 13 / 28 | ||
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.01% | 0.20% | Beats 43% | 17 / 28 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 19.00% | 12.55% | 13.77% | 17.51% | Beats 79% | 6 / 28 | ||
| Total Risk-Based Capital Ratio | 20.26% | 12.59% | 14.62% | 18.18% | Beats 79% | 6 / 28 | ||
| Equity / Assets | 11.71% | 9.58% | 11.17% | 13.58% | Beats 61% | 11 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 85.16% | 66.90% | 84.79% | 89.14% | 61st pctl | 11 / 28 | ||
| Loans / Assets | 74.69% | 57.58% | 73.59% | 77.32% | 61st pctl | 11 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||