Los Angeles, CA · Cert 32277 · Eastern Intl Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2026 SOD (annual) · 0.0% share · #94 of 107 inst. · $0.1B of $667.8B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.20% | 0.00% | 0.28% | 0.35% | 0.81% | +61 bps | |
| Return on Equity | 1.13% | 0.02% | 1.60% | 2.04% | 4.66% | +353 bps | |
| Net Interest Margin | 3.58% | 3.67% | 3.84% | 3.81% | 3.87% | +29 bps | |
| Efficiency Ratio | 91.97% | 96.15% | 87.65% | 87.17% | 74.93% | -1,704 bps | |
| Non-Interest Burden | 3.29% | 3.53% | 3.36% | 3.31% | 2.76% | -52 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.59% | -4.15% | -2.23% | 6.56% | 5.62% | +203 bps | |
| Loan Growth (YoY) | -8.04% | -3.91% | 11.25% | 17.23% | 17.92% | +2,596 bps | |
| Deposit Growth (YoY) | 3.83% | -5.85% | -7.96% | -2.86% | -3.89% | -773 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.56% | 1.51% | 1.43% | 1.38% | 1.40% | -17 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 19.13% | 18.93% | 18.53% | 18.48% | 18.27% | -86 bps | |
| Total Risk-Based Capital | 19.13% | 18.93% | 18.53% | 18.48% | 18.27% | -86 bps | |
| Equity / Assets | 17.87% | 18.21% | 17.18% | 17.45% | 17.42% | -45 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 90.64% | 96.25% | 102.75% | 114.33% | 111.21% | +2,057 bps | |
| Liquid Assets / Assets | 19.34% | 16.18% | 14.68% | 11.20% | 13.85% | -549 bps | |
| CRE / Total Capital | n/a | 383% | 420% | 434% | n/a | n/a | |