Washington, DC · Charter 320
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.38% | 0.44% | 0.28% | 0.23% | 0.15% | -23 bps | |
| Return on Equity | 4.26% | 4.72% | 3.11% | 2.48% | 1.64% | -262 bps | |
| Net Interest Margin | 2.80% | 2.89% | 2.83% | 3.00% | 3.06% | +25 bps | |
| Efficiency Ratio | 88.13% | 86.28% | 87.59% | 89.43% | 91.55% | +342 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.63% | -0.43% | 0.87% | -5.13% | -2.21% | -383 bps | |
| Loan Growth (YoY) | -6.00% | -5.15% | -3.56% | -2.67% | -3.87% | +213 bps | |
| Share Growth (YoY) | 2.37% | 2.06% | 3.01% | -2.21% | 0.57% | -180 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.12% | 0.97% | 1.18% | 1.03% | 1.41% | +29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.03% | 9.43% | 9.07% | 9.30% | 9.38% | +35 bps | |
| Net Worth / Assets | 9.03% | 9.43% | 9.07% | 9.30% | 9.38% | +35 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 75.42% | 76.81% | 73.49% | 72.66% | 72.09% | -333 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |