Pasadena, CA · Cert 31628 · East West Bcorp Inc.
State charter, Fed member · FED · 97 branches
Q2 2026
Market Position · Los Angeles-Long Beach-Anaheim, CA · 2026 SOD (annual) · 6.0% share · #5 of 107 inst. · $40.3B of $667.8B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.58% | 1.69% | 1.72% | 1.78% | 1.77% | +19 bps | |
| Return on Equity | 16.19% | 17.09% | 17.27% | 17.61% | 17.70% | +151 bps | |
| Net Interest Margin | 3.16% | 3.18% | 3.20% | 3.31% | 3.25% | +10 bps | |
| Efficiency Ratio | 35.87% | 35.58% | 35.05% | 35.90% | 35.98% | +12 bps | |
| Non-Interest Burden | 0.84% | 0.84% | 0.82% | 0.86% | 0.86% | +1 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.31% | 6.37% | 5.04% | 8.93% | 8.63% | +132 bps | |
| Loan Growth (YoY) | 4.14% | 4.76% | 5.90% | 7.14% | 7.25% | +311 bps | |
| Deposit Growth (YoY) | 8.05% | 6.91% | 5.19% | 9.30% | 7.48% | -57 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.25% | 0.32% | 0.33% | 0.35% | 0.38% | +12 bps | |
| Net Charge-Offs / Loans | 0.11% | 0.11% | 0.11% | 0.08% | 0.13% | +2 bps | |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.96% | 9.99% | 10.03% | 10.01% | 9.89% | -7 bps | |
| Total Risk-Based Capital | 14.88% | 15.15% | 15.11% | 15.08% | 15.15% | +27 bps | |
| Equity / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 89.28% | 88.71% | 89.84% | 89.18% | 89.09% | -19 bps | |
| Liquid Assets / Assets | 3.73% | 3.64% | 3.60% | 3.47% | 3.37% | -35 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |