Equitable Bank
Grand Island, NE · Cert 31485 · Peer group: banks under $1B in assets in NE (n=83) · Equitable Financial Corp.
State charter, Fed member · FED · 6 branches
Q2 2026
$523.5MAssets
$454.1MLoans
$448.5MDeposits
$54.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in NE (rank 33 of 83).
- Widest gap: efficiency ratio trails 86% of banks under $1B in assets in NE (rank 72 of 83).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.09%
Rank 52 of 83
Net Interest Margin
3.50%
Rank 50 of 83
Efficiency Ratio
71.78%
Rank 72 of 83
Equity / Assets
10.50%
Rank 52 of 83
Non-interest income vs. expense
Unfavorable gap of $11.4M · efficiency ratio beats 14% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.93% | 1.20% | 1.51% | Beats 37% | 52 / 83 | |
| Return on Equity | 10.34% | 8.04% | 10.34% | 13.11% | Beats 49% | 42 / 83 | |
| Net Interest Margin | 3.50% | 3.25% | 3.62% | 4.02% | Beats 40% | 50 / 83 | |
| Efficiency Ratio | 71.78% | 51.13% | 59.95% | 67.19% | Beats 14% | 72 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.00% | 0.19% | 0.96% | Beats 70% | 26 / 83 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 12.77% | 10.94% | 13.24% | 16.62% | Beats 45% | 46 / 83 | |
| Total Risk-Based Capital Ratio | 14.03% | 11.04% | 13.54% | 17.63% | Beats 52% | 40 / 83 | |
| Equity / Assets | 10.50% | 9.90% | 11.31% | 13.84% | Beats 37% | 52 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 101.24% | 71.97% | 83.15% | 92.22% | 89th pctl | 9 / 83 | |
| Loans / Assets | 86.73% | 57.96% | 69.15% | 77.64% | 95th pctl | 4 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |