Colonial Savings, FA
Fort Worth, TX · Cert 31361 · Peer group: banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=28) · Jed Trust the
SL · OCC · 7 branches
Q2 2026
$501.8MAssets
$114.4MLoans
$255.3MDeposits
$237.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 5 of 28).
- Widest gap: return on assets trails 100% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 28 of 28).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
-2.72%
Rank 28 of 28
Net Interest Margin
3.40%
Rank 25 of 28
Efficiency Ratio
192.24%
Rank 28 of 28
Equity / Assets
47.41%
Rank 1 of 28
Non-interest income vs. expense
Unfavorable gap of $30.1M · efficiency ratio beats 4% of banks under $1B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.72% | 1.12% | 1.22% | 1.47% | Beats 0% | 28 / 28 | | |
| Return on Equity | -5.75% | 8.64% | 12.47% | 13.41% | Beats 4% | 27 / 28 | | |
| Net Interest Margin | 3.40% | 3.77% | 4.06% | 4.51% | Beats 11% | 25 / 28 | | |
| Efficiency Ratio | 192.24% | 57.39% | 61.94% | 66.78% | Beats 4% | 28 / 28 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | n/a | 0.28% | 1.06% | Beats 43% | 17 / 28 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.20% | Beats 100% | 5 / 28 | | |
| Capital |
| Tier 1 Capital Ratio | 174.54% | 12.55% | 13.77% | 17.51% | Beats 96% | 1 / 28 | | |
| Total Risk-Based Capital Ratio | 175.73% | 12.59% | 14.62% | 18.18% | Beats 96% | 1 / 28 | | |
| Equity / Assets | 47.41% | 9.58% | 11.17% | 13.58% | Beats 96% | 1 / 28 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.80% | 66.90% | 84.79% | 89.14% | 7th pctl | 26 / 28 | | |
| Loans / Assets | 22.79% | 57.58% | 73.59% | 77.32% | 0th pctl | 28 / 28 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |