First Harrison Bank
Corydon, IN · Cert 31223 · Peer group: banks $1B-$10B in assets (n=322-328) · First Capital Inc.
State charter, non-member · FDIC · 17 branches
Q2 2026
$1.3BAssets
$680.2MLoans
$1.1BDeposits
$137.7MEquity
Executive Summary
- Strongest standing: return on assets outperforms 68% of banks $1B-$10B in assets (rank 105 of 328).
- Widest gap: total risk-based capital ratio trails 87% of banks $1B-$10B in assets (rank 286 of 328).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.41%
Rank 105 of 328
Net Interest Margin
3.67%
Rank 110 of 328
Efficiency Ratio
55.54%
Rank 122 of 328
Equity / Assets
10.70%
Rank 146 of 328
Non-interest income vs. expense
Unfavorable gap of $22.5M · efficiency ratio beats 63% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.41% | 0.91% | 1.22% | 1.52% | Beats 68% | 105 / 328 | | |
| Return on Equity | 13.19% | 8.43% | 11.45% | 14.43% | Beats 66% | 112 / 328 | | |
| Net Interest Margin | 3.67% | 3.03% | 3.45% | 3.83% | Beats 66% | 110 / 328 | | |
| Efficiency Ratio | 55.54% | 51.61% | 59.56% | 67.53% | Beats 63% | 122 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.72% | 0.24% | 0.51% | 1.03% | Beats 37% | 204 / 322 | | |
| Net Charge-Offs / Loans | 0.05% | 0.01% | 0.03% | 0.10% | Beats 42% | 189 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.33% | 11.75% | 13.15% | 15.47% | Beats 19% | 267 / 328 | | |
| Total Risk-Based Capital Ratio | 11.33% | 12.63% | 14.15% | 16.46% | Beats 13% | 286 / 328 | | |
| Equity / Assets | 10.70% | 9.15% | 10.33% | 12.01% | Beats 55% | 146 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.67% | 76.63% | 87.92% | 95.36% | 7th pctl | 300 / 323 | | |
| Loans / Assets | 52.82% | 65.18% | 74.15% | 79.98% | 10th pctl | 296 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |