PackageTrendsPeer
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Olympic Savings SSB

Refugio, TX · Cert 31123

FDIC

Q1 2011

$171.1MAssets
$81.7MLoans
$119.7MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.43%, up 597 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 68.28% of deposits as of Q1 2011.

Return on Assets (YTD, annualized)

0.43%+597 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 2009Q3 2009Q4 2009Q1 2010Q2 2010Q3 2010Q4 2010Q1 2011YoY ΔTrend
Earnings
Return on Assets2.63%1.61%0.98%-5.54%-28.66%-19.04%-13.85%0.43%+597 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)90.02%71.47%32.09%72.41%59.39%69.23%57.17%23.19%-4,922 bps
Loan Growth (YoY)96.99%95.24%28.51%113.86%110.41%135.80%133.10%21.38%-9,248 bps
Deposit Growth (YoY)69.78%65.19%37.27%96.65%65.03%43.64%36.68%6.91%-8,974 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits56.33%49.91%51.18%60.14%71.82%81.93%87.28%68.28%+814 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a