First National Bank of Anson, The
Anson, TX · Cert 3078 · Peer group: banks under $1B in assets in TX (n=208-211) · Anson Bancshares Inc.
National charter · OCC · 1 branch
Q2 2026
$105.2MAssets
$41.2MLoans
$97.2MDeposits
$7.8MEquity
Executive Summary
- Strongest standing: return on equity outperforms 98% of banks under $1B in assets in TX (rank 4 of 211).
- Widest gap: equity / assets trails 93% of banks under $1B in assets in TX (rank 197 of 211).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.99%
Rank 20 of 211
Net Interest Margin
4.55%
Rank 37 of 211
Efficiency Ratio
52.97%
Rank 52 of 211
Equity / Assets
7.43%
Rank 197 of 211
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 76% of banks under $1B in assets in TX | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.99% | 0.87% | 1.20% | 1.65% | Beats 91% | 20 / 211 | | |
| Return on Equity | 26.82% | 7.52% | 11.67% | 14.58% | Beats 98% | 4 / 211 | | |
| Net Interest Margin | 4.55% | 3.28% | 3.82% | 4.31% | Beats 82% | 37 / 211 | | |
| Efficiency Ratio | 52.97% | 53.01% | 64.18% | 73.65% | Beats 76% | 52 / 211 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.01% | 0.30% | 1.10% | Beats 53% | 99 / 208 | | |
| Net Charge-Offs / Loans | 0.21% | 0.00% | 0.01% | 0.06% | Beats 8% | 193 / 208 | | |
| Capital |
| Tier 1 Capital Ratio | 18.30% | 11.72% | 14.45% | 19.57% | Beats 72% | 59 / 211 | | |
| Total Risk-Based Capital Ratio | 19.56% | 11.94% | 14.78% | 20.30% | Beats 73% | 57 / 211 | | |
| Equity / Assets | 7.43% | 9.41% | 11.06% | 12.94% | Beats 7% | 197 / 211 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.34% | 45.39% | 66.56% | 82.03% | 20th pctl | 167 / 208 | | |
| Loans / Assets | 39.12% | 39.13% | 56.90% | 70.46% | 24th pctl | 160 / 211 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |