Landmark Bank
Clinton, LA · Cert 307 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Clinton Bancshares Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$229.8MAssets
$167.9MLoans
$204.0MDeposits
$24.9MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 81% of banks under $1B in assets operating in a single state (rank 144 of 746).
- Widest gap: nonperforming loans / loans trails 88% of banks under $1B in assets operating in a single state (rank 652 of 743).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.76%
Rank 538 of 746
Net Interest Margin
4.30%
Rank 144 of 746
Efficiency Ratio
76.30%
Rank 569 of 746
Equity / Assets
10.84%
Rank 338 of 746
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 24% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.72% | 1.06% | 1.45% | Beats 28% | 538 / 746 | | |
| Return on Equity | 7.04% | 6.74% | 10.51% | 13.63% | Beats 27% | 543 / 746 | | |
| Net Interest Margin | 4.30% | 3.17% | 3.68% | 4.16% | Beats 81% | 144 / 746 | | |
| Efficiency Ratio | 76.30% | 55.74% | 64.58% | 75.47% | Beats 24% | 569 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.91% | 0.09% | 0.42% | 1.07% | Beats 12% | 652 / 743 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 49% | 377 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 11.46% | 11.55% | 13.75% | 17.60% | Beats 24% | 567 / 746 | | |
| Total Risk-Based Capital Ratio | 11.46% | 11.71% | 14.33% | 18.43% | Beats 22% | 582 / 746 | | |
| Equity / Assets | 10.84% | 8.90% | 10.51% | 13.06% | Beats 55% | 338 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 82.33% | 61.31% | 78.27% | 90.78% | 58th pctl | 310 / 746 | | |
| Loans / Assets | 73.06% | 53.60% | 66.97% | 76.08% | 66th pctl | 250 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |