Landmark Bank
Clinton, LA · Cert 307 · Peer group: banks under $1B in assets operating in a single state (n=751-755) · Clinton Bancshares Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$229.8MAssets
$167.9MLoans
$204.0MDeposits
$24.9MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 80% of banks under $1B in assets operating in a single state (rank 148 of 755).
- Widest gap: nonperforming loans / loans trails 88% of banks under $1B in assets operating in a single state (rank 661 of 751).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.76%
Rank 543 of 755
Net Interest Margin
4.30%
Rank 148 of 755
Efficiency Ratio
76.30%
Rank 574 of 755
Equity / Assets
10.84%
Rank 350 of 755
Non-interest income vs. expense
Unfavorable gap of $7.4M · efficiency ratio beats 24% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.72% | 1.06% | 1.45% | Beats 28% | 543 / 755 | |
| Return on Equity | 7.04% | 6.66% | 10.44% | 13.61% | Beats 28% | 547 / 755 | |
| Net Interest Margin | 4.30% | 3.15% | 3.68% | 4.17% | Beats 80% | 148 / 755 | |
| Efficiency Ratio | 76.30% | 55.75% | 64.78% | 75.61% | Beats 24% | 574 / 755 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.91% | 0.09% | 0.42% | 1.05% | Beats 12% | 661 / 751 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.01% | 0.05% | Beats 51% | 372 / 751 | |
| Capital |
| Tier 1 Capital Ratio | 11.46% | 11.56% | 13.81% | 17.74% | Beats 24% | 577 / 755 | |
| Total Risk-Based Capital Ratio | 11.46% | 11.72% | 14.46% | 18.53% | Beats 22% | 591 / 755 | |
| Equity / Assets | 10.84% | 8.93% | 10.56% | 13.13% | Beats 54% | 350 / 755 | |
| Liquidity & Funding |
| Loans / Deposits | 82.33% | 62.43% | 78.62% | 91.00% | 57th pctl | 321 / 755 | |
| Loans / Assets | 73.06% | 54.70% | 67.27% | 76.55% | 66th pctl | 260 / 755 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |