Greenville, PA · Cert 30637
SI · FDIC · 3 branches
Q2 2026
Market Position · Pittsburgh, PA · 2026 SOD (annual) · 0.0% share · #44 of 48 inst. · $0.0B of $209.3B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.24% | 0.23% | 0.20% | 0.28% | 0.33% | 0.40% | 0.58% | 0.72% | +44 bps | |
| Return on Equity | 1.90% | 1.87% | 1.60% | 2.21% | 2.66% | 3.18% | 4.63% | 5.68% | +347 bps | |
| Net Interest Margin | 1.99% | 1.98% | 2.15% | 2.19% | 2.25% | 2.27% | 2.64% | 2.72% | +53 bps | |
| Efficiency Ratio | 89.27% | 89.38% | 88.88% | 85.31% | 82.21% | 79.22% | 71.15% | 68.42% | -1,689 bps | |
| Non-Interest Burden | 1.76% | 1.75% | 1.90% | 1.85% | 1.82% | 1.77% | 1.82% | 1.78% | -7 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.20% | 1.03% | 2.11% | 1.15% | 3.10% | 4.34% | 2.50% | 2.72% | +157 bps | |
| Loan Growth (YoY) | 1.34% | 1.87% | 2.99% | 2.91% | 6.11% | 5.81% | 5.95% | 5.69% | +278 bps | |
| Deposit Growth (YoY) | -0.09% | 1.00% | 4.23% | 6.65% | 2.11% | 2.85% | 1.49% | -0.79% | -744 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.26% | 0.26% | 0.26% | 0.32% | 0.12% | 0.17% | 0.23% | 0.17% | -15 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.02% | 0.01% | 0.05% | 0.03% | 0.02% | 0 bps | |
| Allowance / Loans | 0.69% | 0.67% | 0.67% | 0.65% | 0.65% | 0.62% | 0.63% | 0.61% | -3 bps | |
| Allowance Coverage of NPLs | 2.6x | 2.6x | 2.5x | 2.0x | 5.6x | 3.7x | 2.7x | 3.5x | +1.5x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 12.54% | 12.56% | 12.55% | 12.60% | 12.62% | 12.47% | 12.62% | 12.84% | +23 bps | |
| Total Risk-Based Capital | 12.54% | 12.56% | 12.55% | 12.60% | 12.62% | 12.47% | 12.62% | 12.84% | +23 bps | |
| Equity / Assets | 12.53% | 12.58% | 12.50% | 12.59% | 12.45% | 12.44% | 12.68% | 12.87% | +28 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 101.74% | 103.74% | 100.67% | 101.19% | 105.73% | 106.73% | 105.10% | 107.80% | +661 bps | |
| Liquid Assets / Assets | 18.47% | 17.14% | 17.79% | 16.46% | 16.00% | 16.10% | 15.62% | 14.80% | -166 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 75.27% | 69.01% | 66.88% | n/a | n/a | |